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Florida Homeowners Insurance Company Ratings Here you will find out everything you need to know to buy home insurance in Florida. We provide average Florida homeowners insurance rates by coverage level, ZIP code and company and explain coverage for hazards that are common in the Sunshine State.

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We researched the top insurance companies in Florida and found that State Farm is the best choice for most homeowners. Its rates are well below the Florida average of $1,727 per year, and the company’s customer service and wide array of coverages make it a solid choice for most.