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A key driver of the perpetuation of poverty is that young people in economically challenged areas are often unemployed or underemployed and find themselves at the mercy of loan sharks and payday loans.

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Lenders are solely responsible to you for all aspects of the application or loan transaction, including compliance with all applicable laws and regulations. Lenders may perform a credit check to determine your creditworthiness. Submission of personal information is strictly voluntary and does not guarantee that you will receive a payday loan.

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The new U.S. ambassador to Australia Arthur Culvahouse Jr. said in March that he was concerned about the way China lends money to developing Pacific nations in what he described as “payday loan.

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